Contributions

Cash equivalents, publicly traded stock, mutual fund shares, bonds, certain private or restricted stock, certain retirement assets and cryptocurrency, including bitcoin, are eligible for contribution to Fidelity Charitable. We are happy to discuss proposed contributions with you. Please contact us at 800-262-6039 for assistance.

Contributions of privately held company stock are reviewed and accepted on a case-by-case basis. For all privately held company stock inquiries, please contact us at 800-262-6039.

Certain cryptocurrency, including bitcoin, is eligible for contribution to Fidelity Charitable. For all cryptocurrency inquiries, please contact us at 800-262-6039.

Currently, QCDs cannot be made to donor-advised fund sponsors, private foundations and supporting organizations, though these are categorized as charities. Donors should check with their tax advisor before making a gift to ensure the organization is qualified to accept QCDs.

It is generally permissible to contribute from your IRA or other tax-deferred account to charity. You should always check with your tax advisor or trust and estate attorney because individual situations vary substantially. IRA contributions to a donor-advised fund sponsor do not qualify for the Qualified Charitable Distribution.

Yes, you can name Fidelity Charitable as a beneficiary, but you should always consult with your tax advisor first. When updating the beneficiary designation, please refer to Fidelity Charitable as “Fidelity Investments Charitable Gift Fund” and include our Tax ID: 11-0303001, as well as the number of the Giving Account you would like to list as the beneficiary.

It is important to speak with your tax advisor or attorney about your personal situation. In general, during your lifetime, whenever you take money out of your tax-deferred account (IRA, 401(k), 403(b), etc.), the distribution is considered income to you and is a taxable event. Therefore, you would have to pay the taxes due upon the value of the distributed assets and the remaining money would go to the charitable organization.

There may be certain exceptions for "employer securities" (shares of an employer's stock, or "company stock") held in a 401(k) account. If you are interested in contributing this type of security and have additional questions, contact us at 800-262-6039 for assistance.

A third-party is a person or entity that makes a contribution to Fidelity Charitable that is not an Account Holder on the Giving Account for which the contribution is intended. Third parties can include a trust, corporation, limited liability company or partnership.

All contributions must meet the criteria outlined in the Fidelity Charitable Policy Guidelines. Contributions must be sent in with the Irrevocable Contribution Form.

Account Holders cannot solicit third-party contributions on behalf of a specific charitable organization or on behalf of Fidelity Charitable for a Giving Account, and cannot guarantee to contributors that intended grant recommendations will be approved.

A notification is sent to the primary Account Holder as an alert that a third-party contributor has made a contribution to Fidelity Charitable that was allocated to his/her Giving Account. A confirmation is also sent to the third-party contributor to serve as written acknowledgement for use to substantiate their charitable deduction for tax purposes.